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<a href="http://www.thearticlesense.com/article/How-To-Stop-Foreclosure-with-Help-From-Your-Neighbors/" target="_blank">Get Paid to Submit Article like "How To Stop Foreclosure with Help From Your Neighbors"</a><br /><br />Stopping Foreclosure as a Neighborly Idea!<br /> <br /> Bob called me last night...<br /> <br /> He told me that Shiela had been evicted - Shiela, our newest neighbor down the street. <br /> <br /> I never had the chance to personally introduce myself to her, but Sheila had only recently purchased the home in our sub-division. it was a very lovely home too... we knew the elderly couple who had lived there for over 30 years until the husband died and the wife moved away I think to Florida. When I got Bob's call I was floored; because recently I noticed two(2) other neighbors had moved out without notice and we now 3 empty homes within our block alone and that's not counting the sub-division I'm in. <br /> <br /> I still don’t understand, why she as well as my other two neighbors never reached out to us? We always tried being friendly to everyone who lives in our community... even if they're just visiting or got lost while driving through.sent...This is truly a tragedy for them , the community as well as us. You see the tragedy for us is these three foreclosed homes directly impact the entire neighborhood. and will bring down the value of our homes. <br /> <br /> When I asked my attorney about how she could help me if I ever ran into a spot of trouble and my home faced foreclosure auction? She responded that a chapter 13 bankruptcy could effectively stop the auction. I said what! You mean I'd have to go Bankrupt... what else can you do for me beside having me to walk out on my debts? she went on to say that chapter 13 is not so much a walkout but a repay. I replied that it will still show up as a negative on my credit for 10years and I'll have to check YES if I'm asked in the future have I Ever Declared Bankruptcy! <br /> <br /> Then I asked how long will the chapter 13 bankruptcy last? And she replied: About 36 to 60 months (3 to 5 Years). So I responded, it would actually be 10 years after the 3 to 5 years that's 13 to 15 years of negative credit history reporting. After talking to my attorney I now see why that given the lack of options today, most troubled owners are just walking away or worse wait until they're evicted from their homes. The options really aren't that at all; they're more an ultimatum! <br /> <br /> Wow! This was mind blowing and it was then I recognized for the first time that I had been in a state of denial about the fact that - Troubles experienced by neighbors I didn't know could ultimately impact my home too! And this caused me to reflect on just how lucky my family and I are to be able to enjoy our home, afford the payments, and even have a degree of financial certainty [meager savings] from our small incomes; which has carried us over troublesome times we had faced. And it was also then I got to thinking about ways - my three former neighbors could have either kept their homes or successfully Sold [even rented them out] and avoid their foreclosure auctions? <br /> <br /> Was this possible? Or is it just pie in the sky wishful thinking? Whatever it was I was determined and motivated to find the answer that could help my neighbors as well as help our sub-division (community) from falling deeper into the foreclosure epidemic which seemed to be growing and growing.<br /> <br /> --- And That [the story above] is exactly why HomeLossPrevention.com exists!<br /> <br /> HomeLossPrevention.com is a fast-growing network of home owners, neighbors, and renters, regular people just like you who are working together to give each and every preforeclosure homeowner a road map to success in stopping the auction. At the foundation of our cause is our small team of regular people and real experts passionate about your dilemma. <br /> <br /> Much of HLP's success comes from partnering with homeowners to create workable solutions where even their lenders, Realtors®, and/or attorneys saw little to no solutionat all. <br /> <br /> HLP has been fortunate enough to reach more than a thousand (+) homeowners already nationwide. And provide them with much needed Education, and Implementing a Home-Loss-Prevention planning as well support them in their do-it-yourself stop foreclosure efforts. Even obtaining positive results in as little as 2 days and help owners to re-gain financial certainty and control of their situations - at no cost whatsoever.<br /> <br /> HLP's proprietary Education, Implementation and Support system still needs Good Neighbors jusst like You... who can take the time not just to spread the knowledge, but also to become community-awareness representatives within your local areas, and at the same time becoming part of the solution vital to sustaining value of not just your neighbor's home but your own as well.<br /> <br /> Fell like you can help? Leave Your money and creditcards in your pocket; Because what HLP really wants is your committment, time to get to know and even allow them to partner with you in connecting even more and more people with their own potential to correct these financial negatives within their/your community. <br /> <br /> HomeLossPrevention.com's motto is "We’re all in this together!" By working together, we all can change the course of lives of others, the way we'd want those in need to do for us if their shoes were on our feet.<br /> <br /> Oh Yeah... Bob said he recently saw our neighbor at the home-depot about a month ago. He said when he spoke to her she smiled back at him and said hello. <br /> <br /> I wonder if things could have been different for Shiela if Bob had said - <br /> <br /> "Hi I'm Your Neighbor BOB... and I live just down the block from you. I want to say that we're glad to have you as our new neighbor. Please let me know if I can help with anything." <br /> <br /> By the way - We have Our Own Community Awareness Resource Network which can help our neighbors keep their homes or quickly sell them whenever they need to (whenever) problems come about. --- Can You Help us to get the word out about this?"<br /> <br /> I want to believe but will just never know if this conversation [above] could have made any difference for Shiela. But I do know that I would have felt all the better just having known that I did reach out to my neighbor... just like I'm doing right now with you! <br /> <br /> Thanks for reading my words! <br /> <br>Derrick Ali is the Publisher, Director and Founder of the HomeLossPrevention.com Education and Partnering Solutions program! He consults property owners, real estate professionals, Attorneys and Investors to create financial certainty when faced with negative situations. You may contact him for more information about the "Help Thy Neighbors" Project by visiting his website at http://www.HomeLossPrevention.com 517-960-4802 Direct
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